Check these 5 smart ways to reduce car insurance costs and visit our website for free personal and commercial auto insurance quotes online.
- Install car safety and security features. You can make your car safer and easier to recover when stolen by adding extra features, such as airbags and anti-lock brakes, and security features, like anti-theft and engine cut-off systems. These systems and devices may qualify you for discounts on your auto insurance premiums. Before adding any of these devices, talk to your insurer and seek its approval. Otherwise you will not be rewarded with lower premiums.
- Increase the value of deductibles. Setting a high deductible level makes you pay more in the eventuality of a covered accident. Only after that the company will interfere and cover the remaining costs. But setting a high deductible will mean you will pay less on car insurance. So, there are plenty of benefits of choosing a high level of financial responsibility.
- Enroll in a defensive driving program. Drivers who attend these courses learn more about assessing traffic hazards and how to handle potential dangerous situations. Insurers know that drivers who graduated approved courses have better chances of avoiding accidents and higher survivability chances in case they are involved in a crash. This is why many insurers provide a 10-15% discount on car insurance for those who bring proof of graduating.
- Park your car in a proper. Parking your car in a place that is easy to monitor and near the driver will provide a discount. The ideal place to park your car is in your garage. But if you do not have one, park it in a lot that is monitored by surveillance camera and has good lighting.
- Do not forget to make a comparison shopping. Getting car insurance quotes will help you get an affordable coverage plan.
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by Ciprian Gurgu