Car Insurance For Customized Cars

Let’s face it: we all like to customize our cars and make them more beautiful or more powerful, or why not both. But customization comes with a price: increased car insurance premiums.  No matter if you are going for aesthetics or for performance, you add value to your car. And naturally, a more expensive car is also more expensive to insure.  Find out how to get car insurance for customized cars. Also, get free car insurance quotes online from our website.

Modern, new technology seems so appealing for many car owners. Adding all sorts of gadgets to a vehicle may seem a good idea, especially since they can make time pass more pleasant. Besides being causes of distracted driving or excessive speeding, all those modifications and add-ons will make the insurance cost sky-rocket.  Although major insurance companies can insure customized cars (not all of the insurers and not all customizations), it is better to work with companies that specialize in custom built cars.

The offer for custom car insurance is diverse and each company has specific policies. Some companies will agree to cover the entire cost of the customization, while others will insure only specific parts. Typically, a company will easily insure:

• Chrome bumpers
• Front or rear-end spoilers
• New stereo system
• Chrome wheels or racing tires
• Car hood ornaments

Pay attention to insuring custom paint jobs. There have been many cases when the insurance company disputed the costs of paint job when a claim was made. It is recommended to have bills for any customization and present them to the insurer, should you make a claim.  Before signing any insurance contract, make sure to ask about the company’s repair shops and if the use original parts.  We also recommend you to talk with an agent that specializes in customized cars.

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by Ciprian Gurgu