Car Insurance for Young Drivers: Tips & discounts

Young drivers in the United States are statistically more likely to have an accident and make an insurance claim. This makes premiums pretty expensive for young drivers. Getting the best  car insurance for young drivers can feel like an impossible task, but there’s plenty you can do to lower and keep premiums down. From picking the right car to increasing your deductibles, there are many factors under your control. Check our tips and visit our website to compare car insurance rates.

When looking for your first car, the cost of car insurance is often a big factor in the buying process. Sports cars and newest car models are typically more expensive. The value of the car and its engine power dictates how expensive the coverage will be.

Car modifications, such as alloy wheels and body kits, often appeal to young drivers wanting to personalize simple-looking cars. However, avoid them if you want the best insurance for young drivers — modifications are known to increase premiums heavily.  If you are absolutely determined to modify your car, consider if you would be content to replace the modified parts with cheaper ones, otherwise the costs of the premiums could be much higher. Also, talk with your insurance agent before making any modification.

Choosing to pay a higher deductible can significantly reduce the cost of your car insurance. However, make sure you’re able to afford to pay it if you do have an accident — young drivers with little money could struggle to stump up  $500 or more after a crash.

Adding extra car security features, such as an alarm or immobilizer, can often help you get cheaper cover. Car insurance can be cheaper still if you park your car in a garage or driveway overnight, rather than leaving it on the streets.

Visit us for more info and free car insurance quotes. Check our website!

by Ciprian Gurgu