How To Get Car Insurance After DUI

In the eyes of insurance companies, drivers with recent DUI convictions pose a greater risk, and greater risks are costlier to insure, and require greater premiums in order to compensate for the risk. After a DWI, it is likely you will be moved to a high-risk group by your car insurance provider. This means that your rates will increase dramatically. In most cases, this means an increase of a couple hundred dollars every six months. However, the increase varies a lot, depending on your policy, vehicle, state, and insurance company.   But after DUI, you also risk being dropped by your carrier. In this case, find out how to get car insurance after DUI.  We also recommend you to visit our website and get free quotes from reliable car insurance companies.

Being dropped by an insurance company after a DUI conviction is one of the worst things it can happen. And things become a nightmare when you are dropped by a big, reputable standard carrier. That means it is likely you will be dropped by the other standard carriers as well. And you need car insurance badly and as fast as possible. Why? Because having gaps in car insurance is another reason why people get labeled as high-risk driver. The combo between a gap and a DUI conviction can cost you many thousands of dollars every year.

There are two approaches: the shotgun approach and the non-standard carrier approach. The first method implies getting as many quotes as possible from as many carriers and then comparing prices. A brokerage website which provides multiple quotes at once is ideal for this situation. The second method implies finding non-standard carriers and contacting them for further information. No matter what you choose, keep in mind that a DUI conviction does not stay forever in your records.

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by Ciprian Gurgu