What is Short Term Car Insurance?

Short term motor insurance will provide cover on a vehicle for a temporary period of time. It depends on your insurer as to what vehicles you’re able to cover, but it’s usually available for cars, vans and, in some cases, motorcycles. Read our blog post for more info about short term car insurance and visit our website for free auto insurance quotes online.

Typically this policy lasts for 1 to up 30 days, with the possibility of being extended.  It is an alternative to a 12 month policy and a short term car insurance solution for everyday tasks like a trip to the market or emergencies where someone may need to borrow your car but they’re not covered by your existing insurance policy.

You may want to consider short term insurance if you’re:

• Hiring or borrowing a vehicle
• Collecting or delivering a vehicle
• Driving a vehicle that you’ve just bought off the dealership forecourt
• Test driving a car
• Driving a dealer’s courtesy car whilst yours is being serviced or repaired
• Sharing a long drive with a friend
• Using a classic or sports vehicle as a second car that you rarely drive
• A young driver who sometimes uses a family member’s car
• In need of a vehicle for an emergency
• You need a bigger vehicle for a household relocation

Remember that it’s not a replacement for an annual insurance policy, so insurers will apply restrictions as to the number of policies that you can take out in any rolling 12-month period. This could be expressed by the insurer as a maximum number of occasions or a maximum number of days. A short term policy typically does not affect any bonuses or no-claim discounts. And this car insurance policy is very easy and quick to arrange.

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<a href=”https://plus.google.com/117864810135968472275″ rel=”author” title=” What is Short Term Car Insurance?”>by Ciprian Gurgu</a>